Healthcare For America NOW!

No more lifetime limits on how much insurance companies will pay (2013) Employers are required to offer coverage to their workers and their worker’s families with minimum contributions and meet standards for that coverage or pay a penalty of 8% of their payroll to help offset the cost of their workers obtaining coverage through the Exchange. (2013) Establishes a list of ‘minimum services to be covered’ in all plans which are referred to as the ‘essential benefits’ including, Inpatient hospital service, outpatient hospital services, physician services, equipment and supplies incident to physician services, preventive services, maternity services, and prescription drugs. (Takes effect 2013 inside exchange and 2018 for employers outside exchange)